Para realizar un viaje de 12 meses, visitando tantos países, es prácticamente imposible realizar toda la burocracia necesaria para conseguir una cobertura médica completa a través de la Seguridad Social. Y hay muchos países con los que no hay acuerdos para cooperación en cuestión sanitaria, ya que principalmente, su sistema sanitario no es gratuito.
La información disponible por parte de los ministerios es:
Por tanto, la opción más interesante para disponer de cobertura médica es la de contratar un seguro privado de viajes.
He mirado distintas opciones:
Columbus direct, Mondial Assistance , Intermundial…
Uno de los más recomendados entre viajeros es el que ofrece World Nomads, una compañía australiana que con un seguro bastante interesante, se puede contratar todo on-line.
Al final me he decidido por Europea de Seguros, tiene una cobertura bastante interesante y la posibilidad de ampliaciones de franquicias, que son paquetes concretos como equipaje, seguro sanitario…
Las observaciones más importantes a tener en cuenta a la hora de contratar un seguro son:
Una amplia cobertura sanitaria
La posibilidad de que la cobertura llegue a un año (los seguros normales tienen máximos de 90 días).
Que no tengas que adelantar los gastos excepto en casos de urgencia mayor. Muchos seguros te obligan a adelantar los gastos y te los cubren una vez de vuelta, esto para unas vacaciones puede estar bien, pero yo no puedo esperar a recibir ese dinero un año más tarde.
Estos son los factores principales que me han ayudado a tomar la decisión.
jajjajaaj
la mitad de la web de europea y parte de su grafica offline la he diseñado yo!!!
j aja aj aja aj que bueno
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